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In case of an accident
What to Do In An Accident
Be aware of your personal safety and others at the accident scene first. If there are any injuries or property damage, call 911 immediately.
Emotions may run high in the aftermath of a car accident. In spite of this, it’s important to remain calm and stay focused at the task at hand.
Take good notes. Keep a pad and pencil in your glove compartment or use your cell phone to document the following:
Name, addresses and phone numbers of all drivers and passengers involved in the accident
Car license number, make and model of each vehicle involved in the accident
Vehicle operator’s driver license number, insurance company and policy number
Names and addresses of as many witnesses as possible
Names and badge numbers of police officers
Document the damage
Take photos of the accident scene and vehicle damage. Record the details of the accident while they are fresh in your memory. Draw a diagram to recreate the scene.
File a police report
Even if no one is hurt from the accident, you should always contact the police and file an accident report. You might need it when you file a claim.
Report your claim
Contact your insurance company immediately.