Accidents Happen

What to Do In An Accident

  1. Stay Safe!
    Be aware of your personal safety and others at the accident scene first. If there are any injuries or property damage, call 911 immediately.
  2. Keep calm
    Emotions may run high in the aftermath of a car accident. In spite of this, it’s important to remain calm and stay focused at the task at hand.
  3.  Exchange information
    Take good notes. Keep a pad and pencil in your glove compartment or use your cell phone to document the following:
    • Name, addresses and phone numbers of all drivers and passengers involved in the accident
    • Car license number, make and model of each vehicle involved in the accident
    • Vehicle operator’s driver license number, insurance company and policy number
    • Names and addresses of as many witnesses as possible
    • Names and badge numbers of police officers
  4. Document the damage
    Take photos of the accident scene and vehicle damage. Record the details of the accident while they are fresh in your memory. Draw a diagram to recreate the scene.
  5. File a police report
    Even if no one is hurt from the accident, you should always contact the police and file an accident report. You might need it when you file a claim.
  6. Report your claim
    Contact your insurance company immediately.
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